Deadly mistakes every Home Buyer should avoid.
Deadly Mistake #1: Thinking you can’t
Today, buying the home of your dreams is easier than ever before.
Many people who thought that buying the home they wanted was simply
out of their reach are now enjoying a new lifestyle in their very
own new home.
a home is the smartest financial decision you will
make. In fact, most American and Canadian home
owners would be financially broke at retirement
if it weren’t for one saving grace-the
equity in their home. Furthermore, mortgage
rates are more flexible today than ever and
favor home ownership.
Real estate values have always risen steadily. Of course there are
peaks and valleys, but the long term the trend is a consistent
increase. This means that every month when you make a mortgage
payment the amount that you owe on the home goes down and
the value typically increases. This owe less-worth more situation
is called equity build-up and is the reason you can’t
afford not to buy.
Even if you have little money for a down payment or credit problems,
chances are that you can still buy that new home. It just comes
down to knowing the right strategies, and working with the
right people. See below.
Deadly Mistake #2; Not hiring a buyer’s
agent to represent you.
Buying property is a complex and stressful task. In fact, it is often
the biggest single investment you will make in your lifetime.
At the same time, real estate transactions have become increasingly
complicated. New technology, laws, procedures and competition
from other buyers require buyer agents to perform at an ever-increasing
level of professionalism. For many homebuyers, the process
turns into a terrible, stressful ordeal. In addition, making
the wrong decisions can end up costing you thousands of dollars.
It does not have to be this way!
Work with a buyer’s agent who has a keen understanding of the
real estate business and who is on your side. Buyer’s agents
have a fiduciary duty to you. That means they are loyal to only you
and are obligated to look out for your best interests. Buyer’s
agents can help you find the best home, the best lender and the best
inspector. Best of all, in most cases, the buyer’s agent is
paid out of the seller’s commission, even though he/she works
Trying to buy a home without an agent at all is, well…unthinkable.
#3: Getting a cheap inspection.
Buying a home is probably the most expensive purchase you will ever
make. This is no time to shop for a cheap inspection. The cost
of a home inspection is very small relative to the home being
inspected. The additional cost of hiring a certified inspector
is almost insignificant. As a homebuyer, you have recently been
crunching the numbers, negotiating offers, adding up closing
costs, shopping for mortgages and trying to get the best deals.
Do not stop now.
Do not let your real
estate agent, a patty-cake inspector or anyone
else talk you into skimping here.
With 30 + years in the industry, we have done more inspections, have
more experience and more Certifications and have been in business
longer than any other individual, not to mention those right
out of school and any of those Franchises.
Inspection Services. LLC
our website to see +1,000 photo listings of vacation
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| Email | Web
Bradt Hill Rd. - Edinburg, NY 12134
and Beam Homes / Residential Construction
Northville Road , Edinburg, NY
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